Fixed Rate Mortgage

A rate and payment that never changes, for as long as you own the loan

Our Fixed Rate Mortgage provides the certainty you want when buying a home or refinancing your mortgage

Whether you're still house-hunting in Hawaii or already have an offer in on one, if you want to know your payment won't creep up on you five years from now, that's exactly what a Fixed Rate Mortgage is built for. Maui County FCU's Fixed Rate Mortgage locks your interest rate the day you close, for the entire 10, 15, or 30-year term you choose, so your rate and payment never change no matter where the market goes.

Your rate and payment are fixed for the full term — no adjustment period, no index to track, no surprises on your mortgage statement.
Your choice of 10, 15, or 30-year term, so you can weigh a lower monthly payment against paying less interest over the life of the loan.
Available for purchase or refinance.
Not restricted to first-time buyers.

Make your dream home a reality with Maui County Federal Credit Union's home loan options with competitive loan rates. Contact a member of our team today to get started, or apply online.

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