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Christmas Savings Account

Santa can always use a little extra help

Save year-round for Christmas costs

Earn dividends on your deposits

Access your funds in November

That jingle you're hearing? It's the cash in your Christmas account.

Santa can always use a little extra help — and the special gifts, the family gatherings, and the glittery decorations don't pay for themselves. By making steady deposits throughout the year, you can build a holiday fund that lands in your regular account right when shopping season starts, instead of scrambling in December.

  • Automatic annual payout, right on schedule - funds are automatically transferred to your regular account each November, in time for the shopping season, so you don't have to remember to move the money yourself.

  • There's no monthly service fee so you keep more money for your celebrations.

  • At Maui County FCU, we celebrate the joy of giving by paying competitive interest on your deposits without requiring a minimum balance.

  • No limit on deposits - make as many deposits, in any amount, as you'd like throughout the year.

Put cash aside for your savings goals with flexible and competitive savings rates from Maui County Federal Credit Union's secured, personal savings accounts.

Easily build up your savings through Direct Deposit and automatic Payroll Deduction

Christmas Savings FAQs

No. There is no monthly service fee.

$5 is the minimum opening deposit and $100 is the minimum balance to earn interest.

It's automatically transferred to your regular account each November, in time for the holiday shopping season.

No, you can add funds at anytime.

Resources for Managing Your Money

Helpful resources, financial education, calculators, and guidance to help you save smarter and handling your finances with confidence.

Financial Education

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Get tools, courses, articles and more to help you grow your knowledge.

Plan your budget and track your spending with confidence.

Learn how to keep your accounts and information secure.

Bank smarter with convenient digital tools and features.

View current rates for checking & savings accounts.

Financial Education

Grow your money smarts

Get tools, courses, articles and more to help you grow your knowledge.

Plan your budget and track your spending with confidence.

Learn how to keep your accounts and information secure.

Bank smarter with convenient digital tools and features.

View current rates for checking & savings accounts.

  • Apply for up to $30,000

  • Flexible repayment terms

Personal Loan

Borrow funds with confidence

Cover life’s expenses with predictable payments and funds that fit your needs.

Start saving and get it back every November