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Discover MCFCU

Auto Loans

A new car that looks sharp and runs like a dream. Or a reliable used vehicle for your daily routine.

Whatever you want to drive, we can help you find it and finance it.

Browse inventory on AutoSmart website

Flexible terms up to 84 months

No application fee

Get pre-approved for a rate good for 30-days

Used vehicle financing on vehicles up to 10 years old

A vehicle that fits your lifestyle. An auto loan that fits your budget.

Finding the right vehicle is only half the job. The other half is financing it without overpaying or getting stuck with terms that don't fit your budget. That's why Maui County FCU built a process that puts both pieces in one place. Browse dealer inventory on our AutoSmart site, apply online in a few minutes, then work directly with a Maui County FCU loan officer to finalize your rate and term before you ever sign at the dealership.

  • Search and finance in one place: browse dealer inventory nationwide or across Maui County on AutoSmart, then apply for financing on the same site.

  • Choose a term up to 84 months for newer vehicles and 60 months for older models to find a loan that fits your budget.

  • Competitive interest rates leave you with more money for gas, groceries and weekend road trips.

  • There's no fee for our fast, easy application process that cuts down on the red tape and gets you behind the wheel.

  • Get a free VIN-level price analysis and trade-in estimate before you buy on our AutoSmart site.

  • Read independent DealerRater reviews on any dealership before you commit on our AutoSmart site.

Secure the right car for you along with competitive vehicle loan rates. Contact Maui County Federal Credit Union, apply online, or visit our local branches to get started.

It's definitely possible to love your car but not your current auto loan.

Refinancing your vehicle at a lower rate could save you money and reduce your monthly payment.

Resources for Managing Your Money

Helpful resources, financial education, calculators, and guidance to help you save smarter and handling your finances with confidence.

Financial Education

Car Buying Tips

Learn the ins-and-outs of buying and financing a car.

See how much you will need to contribute monthly to pay off your loan.

Learn how to keep your accounts and information secure.

Bank smarter with convenient digital tools and features.

View current rates for loan products.

Financial Education

Car Buying Tips

Learn the ins-and-outs of buying and financing a car.

See how much you will need to contribute monthly to pay off your loan.

Learn how to keep your accounts and information secure.

Bank smarter with convenient digital tools and features.

View current rates for loan products.

  • Earn 5% in dividends

  • Debit card rewards

Malama Rewards Checking

Enjoy a checking account with rewards

Earn 5% on your checking account up to $25,000, plus rewards for using your debit card for everyday expenses.

It's a smooth road to savings on your next auto loan