Rates as low as 5.25% APR*

Unlock Your Home’s Potential

Tap into your home’s equity to fund renovations, consolidate debt, or cover unexpected expenses with a Home Equity Line of Credit (HELOC). Let your home help you achieve your goals today!

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For keiki newborn to 12

Join the Kids Club

Every new Kids Club member gets 20 tokens* free to kick off their savings adventure. It's our gift to your little one!

 

See the Perks Schedule an Appointment

New and Used Auto Loans as low as 4.50% APR*

Drive Away with a Great Rate on Your New Ride

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Checkout our latest news, events and financial wellness tips here.

What's new at Maui County FCU

Seeking Scholarship Applicants

MCFCU is proud to announce the opening of its 2026 Scholarship Program, making ten $1,000 scholarships available to local students pursuing higher education. 

Get Details

Scam Alert

The Maui Police Department is warning the public about a DMV text message scam that has been resurfacing across the state. Hawaii residents have recently reported receiving the messages.

Be Aware

Money Myth Buster Giveaway

In celebration of Financial Literacy Month, Maui County residents can join us on Instagram for Money Myth Buster trivia from April 1 – 30, 2026. 

View Official Rules

Current Rates

Share Certificates

up to
3.50
% APY

Personal Loans

as low as
as low as 7.75
% APR

Auto Loans

as low as
as low as 4.50
% APR

Who We Are

Serving our local Maui County members since 1937. Our history and Ohana principle are what makes our credit union unique.

Who We Are

Financial Education

Grow your financial knowledge when and where it works best for you. Access free courses to help improve your financial knowledge online or download the Zogo app where you can play, learn and earn rewards redeemable for gift cards at merchants like Amazon, Target and Starbucks.

Learn More About Financial Education Get Zogo