Take advantage of convenient in-branch services
Member Benefits & Services
There's so much for you to love here
Access exclusive discounts for Maui County FCU members
Protect yourself and your family with appropriate insurance coverage
Enjoy time away with these special discounts
Discounted Movie Tickets: Purchase Regal theater tickets at any of our locations.
Discounted Vacation Packages: Book your family's next memorable vacation through Travel Agency Partners.
No-Charge ATM Access
Need cash without paying a fee? Your Maui County FCU card gets you fee-free withdrawals at more locations than you'd expect — no minimum balance, no membership tier required.
Free at all Maui County FCU Smart ATMs
Free at all First Hawaiian Bank ATMs
Free at 30,000+ ATMs nationwide in the CO-OP network
How to find one: Use the CO-OP ATM locator or the branch map on our site to find the nearest fee-free machine, in Hawaii or on the mainland.
Notary Public Service
Need something notarized? We offer notary service free of charge to members — no per-signature fee, no surprise costs.
Cost: Free for members
When: Tuesdays and Thursdays
Where: Any Maui County FCU branch
Requirement: Appointment required — walk-ins aren't guaranteed a notary on-site
How to get it: Schedule your appointment here → before you come in.
Self-Serve Change Machine
Got a jar of coins piling up? Skip the bank-teller line — feed your change into our self-serve machine and walk out with cash or a deposit, no counting required.
Safe Deposit Boxes
Want to protect valuables and important documents from fire, flood, or theft? A safe deposit box gives you secured, biometric-access storage — so only you can open it.
Location: Wailuku Branch only
Access: Biometric vault entry
Sizes and annual cost:
Small (3" × 10" × 21.25") — $55/year
Medium (5" × 10" × 21.25") — $80/year
Large (10" × 10" × 21.25") — $130/year
How to get one: Once openings resume, visit the Wailuku Branch to reserve a box and complete the paperwork
Life Insurance
Want peace of mind that your family is financially protected if something happens to you? As a member, you have access to life insurance plans through TruStage, a company that specializes in coverage for credit union members.
Who provides it: TruStage (Maui County FCU is not the insurer — we just make access easy)
What you get: A policy sized to your budget, plus ongoing support to adjust coverage as your life changes
Cost: Free to get a quote; no obligation to buy
How to get started: Get a free quote from TruStage
Accidental Death & Dismemberment Insurance
Want extra financial protection specifically for accidents? This coverage pays a cash benefit to you or your family if you're seriously injured or pass away as the result of an accident — a lower-cost complement to standard life insurance.
Who provides it: TruStage
What it covers: Accidental death or serious injury (e.g., loss of limb or sight)
Cost: Free to get a quote; premiums vary by coverage amount
How to get started: Get more information and a free quote
Extended Warranties for New and Used Vehicles
Worried about repair costs as your car gets older? An extended warranty covers the parts and labor for covered repairs after your manufacturer's warranty runs out — so a big repair bill doesn't catch you off guard.
What's covered: Parts and labor for mechanical repairs (specific coverage depends on the plan you choose)
Optional add-ons available:
Rental car reimbursement
24-hour roadside assistance
Travel expense reimbursement
Eligibility: Available for both new and used vehicles
How to get started: Talk to a member service representative to compare plans and find the right fit for your vehicle's age and mileage.
Medallion Signature Guarantee Stamp
Transferring securities and need your identity verified? A Medallion Signature Guarantee is a special stamp and signature that financial institutions require before processing a securities transfer — we provide this by appointment for eligible members.
Cost: Free for members
Coverage limit: Transfers up to $100,000
Where: Wailuku Branch only, by appointment (email [email protected])
Eligibility: Must be a Maui County FCU member in good standing for at least 6 months
What to bring:
Unexpired, federally issued U.S. ID
Documentation showing exact and complete ownership of the security
Documentation showing the value of the transaction
Documentation showing your legal authority
How to get started: Email us to schedule your appointment at the Wailuku Branch.
Membership FAQs
You are eligible to become a member of Maui County FCU if you live, work or go to school in the County of Maui (Maui, Molokai, Lanai), or if you are the immediate family member (grandparent, parent, stepparent, stepsibling, sibling, child, stepchild or grandchild) of a member or potential member.
You can apply online, schedule an appointment, or stop by any of our branches to become a member.
Unexpired US government issued ID such as a driver’s license or passport, and original birth certificate.
Since credit unions are owned by their members rather than shareholders, when you deposit money into a basic savings account, you're technically purchasing a "share" of the credit union. That's what makes you a member-owner with voting rights (like electing the board), not just a customer. Often there's a small minimum deposit (e.g., $5–$25) required to open a share account, and that minimum balance is what establishes and maintains your membership.
Credit unions are owned by their members, not by outside shareholders. When you open an account, you technically become a member-owner. Profits get returned to members — through lower loan rates, higher savings rates, lower fees, or dividends — rather than paid out to external investors.
Yes, if you are the immediate family member (grandparent, parent, stepparent, stepsibling, sibling, child, stepchild or grandchild) of a member or potential member.
No, as long as a minimum of $5 is maintained in an account.
A credit union is similar to a non-profit organization, however it is a not-for-profit and does aim to generate a financial surplus each year because it needs capital reserves, has to cover operating costs, etc.), but that surplus isn't distributed to outside shareholders — it's used for the benefit of members and the institution's stability. That's why they're more precisely called "not-for-profit" rather than pure nonprofits.
Yes, Maui County FCU deposits are federally insured by the NCUA up to $250,000.
Visit our Membership & Benefits page for details.
For members, it’s 3.00% of your deposit and for non-members, it’s 10% of your deposit.
Yes, for amounts of $100,000 or less. For amounts over $100,000, member will have to go to a bank. This service is offered by appointment at our Wailuku Branch only. An appointment can be made by emailing [email protected]. The following items are required:
Must be a member for at least 6 months and in good standing
Unexpired Federal issued U.S. ID
Documentation showing the exact and complete ownership of the security
Documentation showing the value of the transaction
Documentation showing your legal authority
Not at this time.
Not at this time.
Resources for Managing Your Money
Helpful resources, financial education, calculators, and guidance to help you save smarter and handling your finances with confidence.
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From mortgage payments to budget planning, we have the financial calculator for you.
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View current rates for checking & savings accounts.
Learn how to keep your accounts and information secure.
From mortgage payments to budget planning, we have the financial calculator for you.
Bank smarter with convenient digital tools and features.
View current rates for checking & savings accounts.
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