Share-Secured Loan

If you've been building up your savings in a Maui County FCU account, you can put that same savings to work as a loan, even if you don't qualify for a conventional loan. Our Share-Secured Loan lets you build or repair your credit history by borrowing against your own savings at a lower rate than an unsecured loan, so you get the cash to take care of today's needs. And as you make on-time payments, you can steadily increase your credit score and qualify for our other loans.

• Qualify for a loan secured by your own savings, even if you don't qualify for a conventional unsecured loan.

• The amount you can borrow depends on how much you've saved in your Maui County FCU account.

• Get a lower fixed APR than our unsecured Personal Loan, since the loan is backed by your own savings.

• Build or repair your credit history: on-time payments are reported to the credit bureaus, and can help you qualify for our other loans over time.

• Automate and manage your payments anytime through digital banking.

Get the right loan for your needs with Maui County Federal Credit Union's personal and share-secured loans. Contact us, apply online, or visit a local branch to get started.