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Discover MCFCU

Savings Account

Your first step at Maui County FCU starts here

No minimum balance requirement to keep the account open

No monthly service fee

Automatic saving via Direct Deposit or Payroll Deduction

Funds federally insured up to $250,000 by NCUA

Let's do great things together. It all starts with a Savings Account.

Most financial goals — a car, a cushion for the unexpected, a trip home to see family — start with somewhere safe to put money. That's what the Regular Savings Account is for. It's the account that establishes your Maui County FCU membership and keeps your funds federally insured. You're also free to open as many additional accounts as you'd like, explore all the loans we have to help you along the way and work with people who care about what you're trying to accomplish.

  • No minimum balance requirement to keep the account open — you only need $100.00 in the account to earn dividends each month.

  • No monthly service fee.

  • Automatic saving via Direct Deposit or Payroll Deduction — set up recurring transfers into this account from your paycheck.

  • Free digital banking access — transfer funds and monitor activity anytime.

  • Federally insured up to $250,000 per member by NCUA.

Put cash aside for your savings goals with flexible and competitive savings rates from Maui County Federal Credit Union's secured, personal savings accounts.

Resources for Managing Your Money

Helpful resources, financial education, calculators, and guidance to help you save smarter and handling your finances with confidence.

Financial Education

Grow your money smarts

Get tools, courses, articles and more to help you grow your knowledge.

Plan your budget and track your spending with confidence.

Learn how to keep your accounts and information secure.

Bank smarter with convenient digital tools and features.

View current rates for checking & savings accounts.

Financial Education

Grow your money smarts

Get tools, courses, articles and more to help you grow your knowledge.

Plan your budget and track your spending with confidence.

Learn how to keep your accounts and information secure.

Bank smarter with convenient digital tools and features.

View current rates for checking & savings accounts.

  • Earn 5% in dividends

  • Debit card rewards

Malama Rewards Checking

Enjoy a checking account with rewards

Earn 5% on your checking account up to $25,000, plus rewards for using your debit card for everyday expenses.

Open a Savings Account and start building