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Let's be honest - paper checks are just one small part of today's checking accounts. You also expect a free debit card, access to a nationwide ATM network, 24/7 online banking and a user-friendly mobile app. At Maui County FCU, we meet all those expectations - and then go way beyond them with money-making opportunities.
Even our basic checking account is jam-packed with high-value features. (These benefits are also included with our other checking options.)
In addition to the benefits outlined above, you can easily qualify for even higher dividend payments, like the ones we normally pay on our Share Certificates.1 To do so, you must take these steps:
Use your debit card to rack up extra dough. You get all our other checking benefits, plus 4% back on debit card transactions - up to $10 per month.2 Here's how to qualify:
|MCFCU Checking Accounts||Share Draft
|Cash Back Rewards
Cash Back Checking
|Best for members who want||Everyday Value||Higher Yields||Cash Earnings|
|Monthly service fee||None||None||None|
|Minimum balance requirement||None||None||None|
|Earns Cash back||-||-||✓|
|Free Visa Debit Card||✓||✓||✓|
|Earn reward points with Visa Debit Card purchases||✓||✓||✓|
|Free mobile card controls||✓||✓||✓|
|Free credit score and monitoring||✓||✓||✓|
|Eligible for ATM fee refunds||-||✓||✓|
|Free Online Banking and Mobile App||✓||✓||✓|
|MCFCU Basic Checks||Free with direct deposit or if you are age 55+||Free with direct deposit or if you are age 55+||Free with direct deposit or if you are age 55+|
|Unlimited Check Writing||✓||✓||✓|
1Please see our Truth in Savings Disclosure regarding our Malama Rewards Checking.
2Please see our Truth in Savings Disclosure regarding our Cash Back Rewards Checking.