Get a Checking Account that Gives You Cash Back!
If you already use your debit card for everyday purchases, your checking account should do more for you. With a Cash Back Checking Account from Maui County FCU, you can earn 4% cash back on debit card purchases, up to $10 per month, plus enjoy debit card rewards that help stretch your money further.
It’s a simple way to make better money moves with a local Maui credit union checking account.
How Cash Back Checking Works
Earning cash back with your Maui County FCU checking account is easy and fits into your everyday routine. Meet these requirements and earn 4% cash back on qualifying debit card purchases*, up to $10 per month. Each month, simply:
Why Choose a Cash Back Checking Account?
This cash back checking account is designed to take advantage of how you already manage your finances. Use your debit card, pay bills, and move money as usual while earning cash back and rewards along the way.
Earn Cash Back + Debit Card Rewards
- 4% cash back checking on qualifying debit card purchases
- Debit card rewards for everyday shopping, dining, and spending
- A checking account that rewards you for purchases you already make
Simple Checking with Real Benefits
- Refunded ATM (surcharge) fees incurred up to a $20/month
- One easy-to-manage rewards checking account
- No complicated steps or tracking
- Built for members who want a smarter way to bank locally
Designed for Your Life on Maui
This cash back checking account is designed to fit how you already manage your finances. Use your debit card, pay bills, and move money as usual while earning rewards along the way.
Easy Ways to Open a Cash Back Checking Account
Already a Maui County FCU Member?
Opening Cash Back Checking is quick and easy. Just stop by any Maui County FCU branch, and our team will help you get set up.
New to Maui County FCU?
Becoming a member is easy too. You can apply online or schedule an appointment to open an account at mauicountyfcu.org—whichever works best for you.
Benefits of Cash Back Checking at Maui County FCU
💳 Contactless debit card with rewards and added security features.
📲 Online banking and mobile banking tools to manage your account anytime.
🏧 Refund for your Nationwide ATM (surcharge) fees incurred up to $20.00 per month.
🤙🏼 Personal service from a local Maui credit union focused on financial well-being.
Membership is required and is easy to join if you live or work in Maui County.
Checking Account Resources & Education
Want to learn more before opening a checking account? These resources can help you make an informed decision:
*Cash back is earned at a rate of 4% on qualifying debit card purchases, up to a maximum of $10 per month, when monthly requirements are met. A maximum of $10.00 cash back payments may be earned per Monthly Qualification Cycle. We will reimburse up to $20.00 for nationwide ATM withdrawal fees incurred on your Cash Back account during the monthly qualification cycle. Additional terms and conditions apply. Debit card rewards subject to program terms. Membership required. Cash Back reward Information: When Maui County FCU Cash Back Checking account qualifications are met during a Monthly Qualification Cycle, you will receive 4.00% cash back on up to a total of $250.00 on debit card purchases that post and settle to the account during that cycle period. When your Maui County FCU Cash Back Checking account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Please refer to the current “Schedule of Fees and Charges” for account fees and information. Truth in Savings disclosure.