Whether you're purchasing a home or looking to save money by refinancing, Maui County FCU mortgages can open the door to opportunities.
10, 15 and 30-year Mortgages
We offer fixed rates so you can budget with confidence and adjustable-rate mortgages that can provide lower rates for a fixed period of time before adjusting based on market conditions.
Low Down Payment Loans
Purchase or refinance your home with as little as 5% down with our 95% Loan to Value (LTV) mortgages.
Land Loans
Secure your piece of paradise today. A land loan is a real estate loan that helps you purchase a piece of land, even if you’re not ready to build yet. Unlike a traditional mortgage (which is tied to a home or building), a land loan is designed specifically for buying the property itself. Whether you’re planning to build your dream home later, use the land for recreation, or simply invest in property, a land loan gives you the financing to secure your spot today.
Reverse Mortgage Loans
A reverse mortgage can be used to get monthly distributions, pay off debts, complete home repairs/upgrades, refinance an existing mortgage, or to purchase a new home.
VA Loans
We’re grateful for the service of veterans and would like to show our gratitude by helping veterans with the purchase of a new home with our special mortgages just for Veterans. You have sacrificed so much with your military service, but with 100% financing you do not have to sacrifice when it comes to buying a home. Our VA Loan Program features:
Whichever mortgage you choose, you'll benefit from low rates, flexible repayment options and other features designed to fit your budget and lifestyle.
Which type of mortgage is best for you? Our friendly mortgage team can help you sort through the alternatives. Email us at [email protected].