A totally modern approach to money management
Let's be honest - paper checks are just one small part of today's checking accounts. You also expect a free debit card, access to a nationwide ATM network, 24/7 online banking and a user-friendly mobile app. At Maui County FCU, we meet all those expectations - and then go way beyond them with money-making opportunities.
Share Draft Account
Even our basic checking account is jam-packed with high-value features. (These benefits are also included with our other checking options.)
- No monthly service charges
- Earn dividends on deposits
- Free Visa debit card, with option to personalize
- Earn rewards points with Visa debit card purchases
- Free Online and Mobile banking
- Access to 30,000-plus surcharge-free ATMs across the islands and all over the U.S.
- Free checks with Direct Deposit, or if you're age 55 or over
- Unlimited check-writing
Malama Rewards Checking
In addition to the benefits outlined above, you can easily qualify for even higher dividend payments, like the ones we normally pay on our Share Certificates.1 To do so, you must take these steps:
- Perform 10 or more debit card purchases (non-PIN) that post to your account each month
- Have at least one ACH deposit or ACH withdrawal each month
- Enroll in and agree to receive E-Statements
Cash-Back Checking
Use your debit card to rack up extra dough. You get all our other checking benefits, plus 4% back on debit card transactions - up to $10 per month.2 Here's how to qualify:
- Have at least one ACH deposit or ACH withdrawal each month
- Perform 10 or more signature (non-PIN) debit card transactions
- Enroll in and agree to receive e-Statements
COMPARE OUR CHECKING ACCOUNTS:
| MCFCU Checking Accounts | Share Draft Basic Checking |
Malama Rewards High Dividend Yielding Checking |
Cash Back Rewards Cash Back Checking |
|---|---|---|---|
| Best for members who want | Everyday Value | Higher Yields | Cash Earnings |
| Monthly service fee | None | None | None |
| Minimum balance requirement | None | None | None |
| Earns dividends | ✓ | ✓ | - |
| Earns Cash back | - | - | ✓ |
| Free Visa Debit Card | ✓ | ✓ | ✓ |
| Earn reward points with Visa Debit Card purchases | ✓ | ✓ | ✓ |
| Free mobile card controls | ✓ | ✓ | ✓ |
| Free credit score and monitoring | ✓ | ✓ | ✓ |
| Eligible for ATM fee refunds | - | ✓ | ✓ |
| Free Online Banking and Mobile App | ✓ | ✓ | ✓ |
| MCFCU Basic Checks | Free with direct deposit or if you are age 55+ | Free with direct deposit or if you are age 55+ | Free with direct deposit or if you are age 55+ |
| Unlimited Check Writing | ✓ | ✓ | ✓ |
| Monthly Qualifications | None |
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1Please see our Truth in Savings Disclosure regarding our Malama Rewards Checking.
2Please see our Truth in Savings Disclosure regarding our Cash Back Rewards Checking.
