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Checking

Checking

Maui County Federal Credit Union is excited to provide Malama Rewards Checking1 and Cash Back Rewards Checking2. Both are convenient accounts with awesome benefits.

Both rewards checking accounts offer:
  • Monthly Rewards: Qualifying accounts can earn amazing rewards.
  • ATM fee refunds: If you meet the monthly requirements, the Credit Union will refund your nationwide ATM (surcharge) fees up to a maximum of $20.00 per month.*
  • 24-hour access: Just like our regular checking accounts, Malama Rewards Checking & Cash Back Checking provide free Online Banking, free e-Statements, free telephone access and a free VISA Debit Card.

Earn Rewards each month when you fulfill the following requirements:**
  • Have at least one ACH deposit or ACH withdrawal.
  • Perform 10 or more signature (non-PIN) debit card transactions.
  • Enroll in and agree to receive E-statements. If you do not meet these criteria during a particular month, it’s not a problem. Your account will not earn the reward and you can re-qualify the following month.

Compare our checking accounts:
MCFCU Checking Accounts Share Draft
Basic Checking
Malama Rewards
High Dividend
Yielding Checking
Cash Back Rewards
Cash Back Checking
Best for members who want Everyday Value Higher Yields Cash Earnings
Monthly service fee None None None
Minimum balance requirement None None None
Earns dividends -
Earns Cash back - -
Free Visa Debit Card
Earn reward points with Visa Debit Card purchases
Free mobile card controls by Card Valet
Free credit score and monitory by Credit Sense
Eligible for ATM fee refunds -
Free Online Banking and Mobile App
MCFCU Basic Checks Free with direct deposit or if you are age 55+ Free with direct deposit or if you are age 55+ Free with direct deposit or if you are age 55+
Unlimited Check Writing
Monthly Qualifications None • Minimum debit card and ACH transaction requirements
• Must enroll in and agree to receive E-statements
• Minimum debit card and ACH transaction requirements
• Must enroll in and agree to receive E-statements


How to get started:
Simply call or stop by the Credit Union for current rates, and to open a new Malama Rewards Checking Account or a Cash Back Checking Account.*** Once your account is open, there is no minimum balance requirement.
Personalize your Visa Debit Card

1Please see our Truth in Savings Disclosure regarding our Malama Rewards Checking.

2Please see our Truth in Savings Disclosure regarding our Cash Back Rewards Checking.

*Subject to change without notice.

**Account holders must maintain $5.00 in a regular savings account. Loans and credit card accounts must remain in good standing.

***Initial deposit of $25.00 dollars or more