New and Used Auto Loans as low as 4.50% APR*

Drive Away with a Great Rate on Your New Ride

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Upgrade Your Ride with Auto Loans as Low as 4.50% APR*! 

Ready for a new set of wheels? Whether you’re eyeing a brand-new car or a reliable used one, Maui County Federal Credit Union makes financing simple and affordable. With auto loan rates as low as 4.50% APR*, you can hit the road with confidence and keep more money in your pocket.

Choose a repayment plan that fits your budget. And work with a lending professional who can help you speed through the application process and get you out on the road.

Financing for new and used vehicles

 

Flexible repayment terms up to 84 months 

Rates as low as 4.50% APR*

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THIS OFFER IS FOR YOU, IF...

Buying new, used, or ready to refinance.

✓ You're buying a new or used vehicle and want the best rate available
✓ You have an existing auto loan at another bank, credit union or dealership at a higher rate — and you want to refinance and save
✓ You're a current member looking to get more value from your relationship with us
✓ You're new to Maui County FCU and looking for a reason to make the switch

Documentation Needed to Apply

  • Copy of current valid ID
  • Income documentation
  • Most recent 30 days’ worth of paystubs
    • If receive pension or Social Security income, last two months of bank statements showing amounts received
    • Last two years' Federal Tax returns (if self-employed or if receive rental income)
    • Last year’s W-2 (if requested)
  • References (names and phone numbers of two references)
  • Auto Loan Documentation Needed
    • Copy of current vehicle registration (so we can get VIN , vehicle information, and registration dates)
    • Current mileage
    • Copy of purchase order/invoice if purchasing from a dealership
    • Full coverage insurance (prior to setting loan signing)

FINANCIAL FOUNDATIONS

Buying a car is an important and costly purchase. Most people aren't able to pay for a car in cash, upfront, so that's where financing comes in. There are several different financing options available for you. Learn about some important considerations when looking at your financing options.

Learn More

* Annual Percentage Rate (APR ) shown is for the lowest available rate for a 5 year term for new autos and a 3 year term for used autos. Your APR depends on credit worthiness, product and term selected, and other factors. All loans require membership in the credit union, Hawaii residency, and underwriting approval. Valid from 4/1/26. Rates, terms, and conditions are subject to change without notice. Refinancing of an existing Maui County FCU loan is not eligible for this rate. Other restrictions and conditions apply. Payment example: New Auto Loan amount of $45,000.00 at 4.50% for 60 months would have a monthly principal and interest payment of $839.00. Used Auto Loan amount of $35,000.00 at 5.25% for 36 months would have a monthly principal and interest payment of $1,053.00. Loans must be funded by January 31, 2027.