4.50%* APY for 12-Months and 4.0% APY* for 6-Months

Swell Savings with Our Share Certificates

You work hard to put yourself in the best financial position. Your savings strategy should do the same. Grow your savings at our highest interest rates before they're gone.

Members can see a teller at any branch to open a Share Certificate and non-members can make an appointment to become a member here.

Term Dividend Rate APY* Min. Opening Deposit Dividend Frequency
6-month 4.17% 4.25% $1,000.00 Monthly
1-year 4.41% 4.50% $1,000.00 Monthly
2-year 4.17% 4.25% $1,000.00 Monthly
3-year 3.45% 3.50% $1,000.00 Monthly
4-year 2.96% 3.00% $1,000.00 Monthly
5-year 2.96% 3.00% $1,000.00 Monthly

Minimum $1,000 opening deposit. Dividend is deposited monthly into the Share Certificate special account. At maturity, the Share Certificate will automatically renew into a Share Certificate with the same term.


* Annual Percentage Yields (APYs) are accurate as of August 1, 2023. A penalty may be imposed for early withdrawals. Dividends are credited to your Regular Share account or back to certificate. Minimum balance requirement to open this account is $1,000. You must maintain a minimum daily balance of $1,000 in this account each day to obtain the disclosed annual percentage yield. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. 

View Maui County FCU's Truth in Savings disclosure here.