Members can see a teller at any branch to open a Share Certificate and non-members can make an appointment to become a member here.
| Term | Dividend Rate | APY* | Min. Opening Deposit | Dividend Frequency |
|---|---|---|---|---|
| 6-month | 4.17% | 4.25% | $1,000.00 | Monthly |
| 1-year | 4.41% | 4.50% | $1,000.00 | Monthly |
| 2-year | 4.17% | 4.25% | $1,000.00 | Monthly |
| 3-year | 3.45% | 3.50% | $1,000.00 | Monthly |
| 4-year | 2.96% | 3.00% | $1,000.00 | Monthly |
| 5-year | 2.96% | 3.00% | $1,000.00 | Monthly |
Minimum $1,000 opening deposit. Dividend is deposited monthly into the Share Certificate special account. At maturity, the Share Certificate will automatically renew into a Share Certificate with the same term.
* Annual Percentage Yields (APYs) are accurate as of August 1, 2023. A penalty may be imposed for early withdrawals. Dividends are credited to your Regular Share account or back to certificate. Minimum balance requirement to open this account is $1,000. You must maintain a minimum daily balance of $1,000 in this account each day to obtain the disclosed annual percentage yield. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.
View Maui County FCU's Truth in Savings disclosure here.