Youth Accounts

Give your kids some money, and chances are they'll want to spend it. Working together, parents and Maui County FCU can help young people learn that saving can be just as rewarding.

They'll perk up when you mention the prizes

For parents, our two youth accounts are golden opportunities to teach financial habits that last a lifetime. For kids who value more instant gratification, we sweeten the pot with some pretty cool rewards for regular deposits and good grades.

Kids Club Account
  • Kids newborn to 12 years old are eligible
  • Minimum opening deposit of $5
  • Earn interest on balances of over $100 (see rates)
  • Free Maui County FCU piggy bank
  • A token for every $10 deposited up to $50 per day*
  • Redeem tokens for prizes at any location*
  • Rewards for good grades: $1 per ME or A up to $5 per quarter, deposited into their account. (Report cards will be accepted for the most recent grading period, within one month of the report card date. Progress reports are not eligible).
  • Double tokens (up to 10 tokens) for your birthday*
  • Free coin machine access
  • Receive a mailed copy of the quarterly Hoku Iki Herald Newsletter

Checkout Our Latest Kids Club Newsletters

Teen Account
  • Teens ages 13 to 17 are eligible
  • Minimum opening deposit of $5
    Earn interest on balances of over $100 (see rates)
  • Free customizable Visa debit card with opening of checking account
  • Cash rewards for good grades: $1 per ME or A up to $5 per quarter, deposited into their account. (Report cards will be accepted for the most recent grading period, within one month of the report card date. Progress reports are not eligible.)
  • Free coin machine access
  • Download Zogo, a financial education app, and play for a chance to receive $25 deposited into your checking or savings account. To participate, join our leaderboard exclusively for Maui County FCU teen members. Three teen members from the leaderboard will be randomly selected quarterly in January, April, July and October to receive $25 that will be deposited into their account.

How to Open a Youth Account

To open up a Kids Club or Teen Account, parent or guardian must provide their child’s original Social Security card and original birth certificate at account opening. Birth certificate not required if child has an valid unexpired government issued ID (driver’s license or state ID).

* Kids Club member must be present to receive and redeem tokens.