Personal and Consolidation Loan rates as low as 3.75% APR*

Cheers to Debt Free

Just in time to help you achieve your New Year's goal to reduce your debit and improve your credit score. We can help you consolidate your credit card debt and decrease your high interest payments into a single payment at a lower interest rate.
Term Interest Rate (APR*)
1 Year 3.75%
2 Year 4.75%
3 Year 4.75%
4 Year 5.75%
5 Year 5.75%


Take advantage of these low rates!

What you'll to apply:

  • Copy of current valid ID
  • Income documentation
  • Most recent 30 days’ worth of paystubs
    • If receive pension or Social Security income, last two months of bank statements showing amounts received
    • Last two years' Federal Tax returns (if self-employed or if receive rental income)
    • Last year’s W-2 (if requested)
  • References (names and phone numbers of two references)
  • Consolidation Loan Documentation Needed
    • Recent statements of accounts to be paid

For more information, please contact a Maui County FCU loan representative at any branch, call (808) 856-3110 or email [email protected].

* Annual Percentage Rate (APR) shown is for the lowest available rate for a 12 month term. Your APR may be higher and will depend on credit worthiness, product and term selected, and other factors. All loans require membership in the credit union, Hawaii residency, and underwriting approval. Valid as of 1/1/23. Rates, terms, and conditions are subject to change without notice. Refinancing of an existing Maui County Federal Credit Union loan is not eligible for this rate. Other restrictions and conditions apply. Inquire within for details. Payment example: Loan amount of $1,000.00 at 3.75% for 12 months would have a monthly principal and interest payment of $85.04.