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I agree to the following: To do business with Maui County Federal Credit Union. That disclosures were presented to me by Maui County Federal Credit Union at the time I enrolled for on-line Banking and/or Bill Pay. To receive disclosures electronically. I have the ability to receive electronic disclosures as described below- To access and retain Disclosures electronically, I understand that I need to use the following computer software and hardware: Internet Explorer 4.0 or above, Netscape Navigator 4.0 or above or equivalent software; and hardware capable of running said software.